About Cube
Cube is a Melbourne-based mortgage and lending consultancy firm, specialising in tailored personal and commercial loans. For us, every client is an opportunity to provide a positive solution, rooted in clear, transparent communication. We approach challenges and the sometimes-complex nature of finance with optimism, taking time to consider how these decisions today will affect your needs tomorrow. We are committed to the development of long-term relationships and to seeing the bigger picture.
At the end of day, we’re about making your ideas a reality, connecting you with your future and making sure you have every financial advantage at your disposal.
History
In 2003, Scott Porter, our Founding Director first began his journey as a Mortgage Broker. He quickly rose to the top bringing home numerous awards for his achievements within the lending industry. In five short years, he founded Teal Financial Services which soon transitioned to becoming Cube Finance Group on 1 April 2014.
The lending industry has continued to increase in complexity. Cube was formed for the sole purpose of helping our clients simplify the complex financial world we live in. We understand that the only way we can steer the future is by shaping it ourselves. So we're steadfast in helping our clients take control of their futures and drive the cost down.
Our wide range of lending situations helps individuals, companies, developers and investors take control of their future and achieve the best possible financial outcome.
Accredited broker
Relentless
When you approach a bank for a loan, they're merely retailers marketing their product. They want to help, but at a cost, which is rarely fair or consistent. At Cube, we’re not just mere brokers delivering a transaction; we’re specialist lending consultants steadfast at driving the costs down. No matter the size of your dreams, we’re relentless at getting results.
Dynamic
As experts in complex loan structures, we've developed a tried and tested dynamic approach to delivering tailored personal and commercial loans. Our network of the most credible partners in the business allows us to take on more challenging loans and deliver better outcomes by making the banks fit the needs of our clients.
Partnerships
We build long-term relationships with our clients, partners and affiliates, working with them to provide sophisticated lending solutions to our customers with often complex financial needs. Our long-standing relationships with our panel of lenders and alliance partners allow us to create a financial advantage for our clients.
Committed
We care deeply about you and we're with you all the way; from the very first loan through to the last lending solution you need. Cube was born out of our Directors' commitment to helping ordinary Australians take control of their future and achieve the best financial outcome.
Straight-talking
We don't bury you or your clients in financial jargon and stacks of paperwork. Cube is here to take the complexity out of loans and help you get to your financial goal, sooner. We're just a bunch of straight-talking, honest and trustworthy financial consultants, who speak the lending language fluently, so you don't have to.
Integrity
Our clients trust Cube to secure the best deal on the market for their needs. Alongside delivering competitive rates, our team also operates with honesty and integrity. Every Cube staff member has been carefully selected for their focus on customer service and their drive to help you succeed. To us, you're more than just a loan.
Team
As one of Victoria's most trusted lending solutions provider, Cube is proud to introduce our multi-faceted team, with experts from a variety of industries, providing sophisticated outcomes for our clients.
Acting in your best interests
We care about our customers, not just because we’re bound by law, or ASIC or for mere compliance to our aggregators. Cube was founded on a true passion for honesty and integrity. Every one of our staff has been carefully selected for their focus on better financial outcomes and their ability to deliver superior customer service.
Negotiating on your behalf
We're more than just brokers delivering a transaction; we’re specialist lending consultants, and we’re steadfast on driving that cost down. As your Accredited Mortgage Broker we represent you with potential lenders to help you source the right loan for your needs and research the available offers from lenders regarding interest rates, reporting and fees. No matter the size of your dreams, we’re relentless at getting results.
At no additional costs to you
Our services are charged in the form of a commission and the costs are paid by the lender at settlement. This is fully disclosed in all documentation we provide. The commission is paid to a broker or kept by the bank so the deal you get from the lender is the same whether you go to a bank directly or engage us to work for you.
Helping you achieve your financial goals
We get finance and we get your unique circumstances. The key to our reputation is that we understand your needs by thoroughly gathering as much information as possible about your current situation and your future goals. We also work well alongside your existing trusted advisors to harness your complete financial potential.
Putting your best self forward
Finding the most competitive deal comes with thorough research and comparisons between hundreds of deals from lenders. Working with Cube means our team does all the heavy lifting, saving you from taking time out of your work to visit lenders, complete paperwork or follow up on your enquiries. Cube is prepared to go the extra mile to help your application succeed.
Here today and tomorrow
We are here for you long term. We want to be your lending advisors from our first meeting and stay with you throughout your financial journey. Our team members are accessible for you to contact at any time, for any questions or assistance you may need. Even after settlement, providing ongoing support is a big part of our service offering.
Having bought and sold multiple properties over the past 20 years, my wife and I have only ever dealt with Scott and the team at Cube Finance as put simply, they are the best at what they do.
Scott's ability to genuinely care for his clients rather than treat the relationship as transactional, makes him the leader in his field.
Clint & Kristen
Melbourne
A big thank you from Tim and I for assisting us with obtaining finance. We really appreciate how you took the stress out of the process to achieve our goal of buying a home.
We have already being recommending you to other people and no doubt we will be back once we sell the our other property.