FAQs.

Below are some of the common questions our team members are asked by our clients. We hope you find them useful and if you have a question that is not answered here, please contact us on 03 9645 0473.

Cube Finance Group has developed alliances with other professionals in many areas and would be happy to refer you to people we believe will suit your particular needs.

Cube Finance Group is positioned to help everyone from First Home Buyers to investors to property developers to business owners (whether start up or established).

If you require equipment finance, we have working relationships with specialists who assist new and existing Cube clients in this area.

A mortgage broker will help you to achieve the best lending outcome for you by understanding your needs. This will cover your budget requirements as well as structuring the lending in the most effective way.

Cube Finance Group is able to access a panel of lenders to find the best deal for you and save you time in researching all the products available in the market. Our team members seek to find you the most appropriate finance arrangement that will suit your needs now and in the future.

In general, some helpful general information to collate is:

  • For employees – income details as shown on your last two payslips and your most recent group certificate
  • For self employed applicants – your income details as shown by your most recent two years of  tax returns and financials – members of the Cube Finance Group will liaise directly with your accountant if you prefer
  • Your two most recent rental statements for investment properties, if applicable
  • Your most recent six months of home loan statements, if applicable
  • For First Home Buyers – your savings statements
  • Recent statement on other commitments
  • 100 points of identification
  • Purchase contract, if applicable
  • Copy of rates notice for any properties owned
  • A copy of your Trust deed if applicable

A member of the Cube Finance Group will advise specifically what supporting information would be required to assist with a finance application depending on your circumstances.

We encourage clients to call the broker that assists them or our skilled Cube Finance Group support staff.

More questions?
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